Travel trailers are nice to have. They are non-motorized, portable vehicles that can be towed by a motor vehicle and used for lots of recreational fun. Trailers kept in one place can easily be hitched onto another tow vehicle and moved. They have cooking and sleeping facilities, which saves a lot on motel expenses. Those who own trailers are lucky. You have plenty of space to stretch out in as you hit the road. You want your expedition to be a fun one, and one factor that can contribute to this is a sense of security. Having RV insurance, which covers trailers, is a very good idea.
RV America Insurance can help you here. Getting their “Good Times Protection” package is helpful because if you have auto or homeowner’s insurance policies, you may not be covered for certain things, such as appliances or your plumbing, or even accessories. You could end up paying a lot in emergency expenses if something happens during your travels. RV America Insurance has A+ rated companies that offer great coverage.
If you have a new RV, you might be able to get the “Total Loss Replacement” deal, but let’s hope that your RV is not totaled! If it is, with this protection, you could get a brand new RV. Travel trailers are expensive; this might not be a bad idea.
They have high liability limits, coverage for attached items of travel trailers such as awnings and A/C units, protection in case of a collision with another vehicle, theft, flood, fire, windstorms, emergency expenses that pop up, 24/7 roadside assistance you might need, vacation liability, theft of personal property, damage caused by stray animals, vandalism damage, coverage for accessories, and full-timer coverage.
At RV America Insurance, found at www.rvainsurance.com, read about getting this protection for your RV. They have been around for more than 20 years helping motor home owners. They state that, “The coverage provided by our top-rated companies is far superior to the modest coverage provided by typical auto insurance.”
You could also look at Progressive at www.progressive.com. If you would like a quote for your travel trailer, you just put in your zip code to start. They will give you a list of the agents and brokers near you, or you can get a quote, compare, and buy instantly online. If you would like, you can talk with one of their reps as well. They offer tips on such things as what you can do to prepare for hazardous weather and driving safety.
Another place to browse is Foremost insurance group at www.foremost.com. They also have travel trailer insurance. They have specialized insurance programs for travel trailers. This distinguishes between such things as whether you’re a beginner and only going on a short trip or you are experienced and going full-time with all the things from home you will need. They will give you an RV insurance quote.
No matter your experience level or the distance you will be taking your trailer, you should protect your investment and ease your mind with insurance.
By Laura Hogg