Before you take your RV (recreational vehicle) on the road to enjoy that vacation you’ve been anticipating all year, you need to have it insured just in case any problems arise. The best place to have this done is through GMAC, or the General Motors Acceptance Corporation. This is the leading insurance company for RV insurance, and you’ll receive a number of benefits with your insurance plan, including:
Full RV replacement
If something happens to your RV while you’re on the road (i.e. an accident, blown tires, mechanical difficulties) GMAC will replace your vehicle at no extra cost to you. If your RV is stolen, you will receive a new RV of the same quality.
Emergency travel expense
If for some reason you are unable to stay in your RV while it is being repaired, you’ll receive $500 in living expenses and transportation. Most other insurance companies offer this as an option, but it comes with an additional cost. With GMAC, this feature is included in your policy.
Towing Expense
If you need to have your RV towed, it will be free of charge to the nearest qualified repair facility. Other auto insurance companies do not offer this feature, and there is usually around a $400 limit for regular automobiles.
In addition to these benefits, RV insurance from GMAC also allows you to put your RV and automobile on the same policy. This, of course, saves you money and is much more convenient. Most other auto insurance companies do not offer this option either.
There is also a feature of RV insurance from GMAC called Full-Timers Coverage. This is for individuals who live in their RVs. It enables them to receive the homeowner’s insurance they may need. This feature will cover injuries that occur in or around your RV and personal liability. Also, if you get locked out of your RV, you can receive up to $50 to cover the cost of a locksmith. And, if you decide to add any extras to your RV (awnings, antennae, cabanas, or wheelchair lifts), RV insurance from GMAC will cover your new additions as well.
Of course, RV insurance will be considerably more than car insurance for one or two vehicles, (policies range from $25-$300,000), which is why RV insurance from GMAC makes it worth your while to have all your vehicles under one policy. And with the benefits that GMAC offers, it is probably your best option, especially since there are many features that other insurance companies do not offer.
If you need more information on how to get GMAC insurance, you can visit their website and fill out the necessary forms online to get a free RV insurance quote. Once you provide your personal information and how much you’d like your policy to cover, a quote will be sent to the email address you provide. You should also visit the site before you purchase an RV, so that you can be prepared for the additional expense of insurance and incorporate it into your budget. Good luck!
By Tamiya King