Choosing a quality RV insurance company may be relatively easy — if you’ve done your homework. The following questions are essential for helping you understand if an RV insurance company is right for you:
- Can I reduce my premium if I store my RV for the winter months?
- Are there any states in which you cannot issue coverage?
- Can I loan my RV to friends and neighbors?
- How does your Towing and Roadside Assistance work?
- Does the RV insurance company quote six month or annual policies?
- Do you write coverage for Heavy Duty Tow Vehicles?
- Will my RV be covered if it's in storage?
- Does the RV insurance company cover my RV if it is driven into Canada or Mexico ?
- Are my personal belongings covered?
- Can you cover the utility trailer I tow behind my rig?
You may also find the following general RV tips helpful:
- Use prepaid phone cards while traveling. They are cheap and easy to use.
- Put moth balls near the propane lines of the water heater and refrigerator to deter spiders.
- To protect your RV's plumbing, use a water pressure regulator when connected to any water source.
- Have quarters available for unexpected events such as meter parking, coin-operated showers, laundry, tolls , etc.
- To conserve gray-water holding tank space, turn water off when shampooing and soaping up in the shower. Don't run water while you are brushing your teeth.
- Also to conserve gray-water holding tank space, use dishpans to wash and rinse dishes. When finished, pour water down toilet into the black-water holding tank.
- To avoid odors and blockages, keep black-water holding tank valve closed. Maintain adequate water levels. Empty only when the tank is at least 1/2 full.
- To avoid blow-outs and tire damage and to optimize gas mileage, maintain proper tire pressure. This should be checked often.
- Use a plug-in voltage meter to monitor amps. Despite your rig's abilities, you can only use up to the amps available from the source.
- Always drain the black-water holding tank first, then drain the gray-water. This helps to clean out your hose.
- Use comet cleanser with BLEACH to stop ants from entering your RV or campsite. Also, a small amount of petroleum jelly around any entry points into your RV will stop them from actually entering.
- Use your generator to operate the roof air conditioner instead of the dash A/C. It cools your rig down faster. Your vehicle's engine will not get so hot and it will run more efficiently.
- Use an outside sediment water filter on any water source. You won't believe what you'll find when you clean it out!
- Get a carbon monoxide detector. Replace the batteries regularly. Also, make sure your smoke detector works. A couple of fire extinguishers are a must.
- Don't forget to change the oil in your generator.
- When backing up a trailer, put your hand on the bottom of the vehicle's steering wheel and turn it in the direction you want the trailer to go.