Although people sometimes say that insurance is something you buy in hopes that you’ll never have to use it, Good Sam insurance gives back to people who buy it in several ways that they enjoy using. Not just an insurance provider, but also a club for people who own RVs, Good Sam has continued to increase its membership since its founding in 1966. The company started as a group of people who owned RVs, who all got bumper stickers with the now-signature Good Samaritan smiley face. Members put the Good Sam bumper stickers on their motor homes so other members of the group could recognize them on the road if they needed help. The original Good Sam members began as a club to help other people when their RVs required emergency assistance, and the club still runs on the same principles today.
Today, the Good Sam Club has more than a million families and growing. Because coverage includes the whole family, when you get Good Sam insurance, it also covers your spouse and children under age 25. If you lend your RV to friends once in a while, the insurance policy covers them, as well, if something happens to your RV and they need to call for assistance. From the U.S. to Canada and Mexico, the Good Sam policy dispatches from more than 30,000 locations, which means it takes about 45 minutes to an hour for help to arrive after you call, on average. Since insurance coverage varies by state, you will have to check the specifics of the insurance plan for your state.
In order to receive the best price for Good Sam insurance, you have to join the Good Sam Club, whose members enjoy many other benefits besides discounts on insurance. Although, people tend to save a couple hundred dollars annually on RV insurance under the Good Samaritan plan, a benefit which more than accounts for the cost. As a member of the Good Sam Club, you can also search for lower rates on regular auto insurance for your other vehicles, as well. Other benefits include receiving a 10 percent discount at many RV parks and campgrounds, a subscription to the travelers’ magazine Highways, and invitations to club outings to meet other people who have RVs.
Although your car breaking down in your local area can result in a lot of hassle and stress, your RV breaking down in an unknown area can also cause potentially unsafe conditions. While you may not know which mechanics you can trust, the Good Sam emergency roadside assistance program works with companies they know and have inspected. To avoid paying unfair prices for repair bills and risking not even getting your RV thoroughly fixed, you might consider Good Sam insurance as a safety option. You can buy emergency roadside assistance for your RV as well as for your other cars, which covers services like towing and assistance when you lock your keys inside your RV, among other things.
You may also want to check out RV America insurance (www.rvainsurance.com), which offers protection from dangers including theft, flood, fire, wind, stray animals, and vandalism. You can also get a free quote online and compare prices and plans.
By Lisa Zyga