Having a car warranty can give you peace of mind for your vehicle for many years to come.
Brand new vehicles come with a factory car warranty. Even most used cars these days have warranties. But if you plan on making your car last, an extended car warranty may be a good thing for you to consider. There are many companies that offer extended warranties outside of the dealership. There are also many options available from these companies. So a good amount of research of different car warranties available can save you money and get you the best coverage.
While shopping for an extended car warranty it is important to decide what type of coverage you will require. There are generally 4 different levels of warranty coverage. The companies will use many different names for this coverage but they still pretty much follow the same models:
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Powertrain:
This is the least expensive level of coverage and includes engine, transmission, transfer case and drive axles. The actual extent of the coverage will probably vary from company to company.
Powertrain Plus:
This coverage includes all of the Powertrain components plus about 5 to 10 additional components. This may include steering, electrical, air conditioning, the cooling system and the fuel system.
Full Coverage or Premier:
This is probably the best type of extended car warranty coverage. In this type of coverage, all of the covered components are listed. This is an important difference between this level of coverage and Bumper to Bumper. In Full Coverage the covered components include all of the Powertrain Plus components plus such items as high tech electrical and customer convenience packages.
Bumper to Bumper or Premier Plus:
This is also known as “Factory Coverage”. This is the type of coverage you get when you buy a brand new car. This is the most comprehensive coverage available. There is a list of excluded items which you should read carefully.
Getting an extended car warranty may be a wise idea if you are the kind of person that likes to hold on to your car for years to come. There are many things to consider if you are thinking about getting an extended warranty. As long as you know what to look for and do some research you can be sure that you will make the right decision that could reduce hassles and save you money.
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