Online banking with Bank of America can be a good experience for you. This Internet-based service provides you with a convenient and secure way to do your bank transactions.
What can I do with online banking?
Bank of America’s online banking allows you to transfer funds between checking, savings and credit card accounts when you need to. Other conveniences of Bank of America’s online service include viewing your account balances for up to 70 days of activity and five months on credit card accounts. You can receive and pay bills electronically (e-Bills), send service requests to the bank for changing personal information, reorder checks, request a check payment to be stopped, and other things as well. You may also order copies of checks or statements, inquire about a transaction, send messages or questions to customer service.
Bank of America’s online banking is free, and you can use Quicken or Microsoft Money with it. With your Bank of America service, you may assign “nicknames” to your accounts to help you easily identify them.
To Enroll:
To enroll in Bank of America’s online banking, you need a Bank of America account, Internet access, an Internet browser such as Netscape 6.2 and higher or Microsoft Internet Explorer 5.5 and higher, and an e-mail address. For bill pay (a free feature of Bank of America’s online banking to allow for paying bills online) you will need a Bank of America checking account and paper copies of bills to begin adding payees. If you have trouble getting set up in Bank of America’s enrollment process, call 1-800-933-6262.
You can begin to use your online banking right away if you have a Bank of America ATM, check card or credit card.
Guarantees:
Bank of America assures you that your accounts will be secure. They have technology that protects against unauthorized access of your account. Bank of America also guarantees $0 liability for any unauthorized activity that originated form your online banking, and that includes bill payment. Bank of America promises on-time payments-they will process your payments on the due dates and for the amounts that you specify.
Signing in:
When you sign in, just go to www.bankofamerica.com and enter both your pass code and ID. If you forget your pass code, you can reset it from the Bank of America homepage. If you forget your online banking ID, you can also reset it.
Online banking is a great way to manage your finances, and it is a very efficient timesaver as well. It’s easy to enroll and safe to use too. You have easy access to your account whenever and wherever you would like. If you go to the website at www.bankofamerica.com, you can view the online Banking demo. The website has links to information for Bank of America in different states. It is a user-friendly site.
Because the online banking service is free, secure and has unlimited bill pay service, it’s something to consider using. Its features are very helpful for the person who has a busy life, and it can make your life a little easier.
By Laura Hogg