Bank One has online banking available to both the consumer and business sectors. But this article is about the common man. There is a wealth of services available at Bank One.

Bank One

Bank One

Bank One is one of the largest national banks in the country. So, when online banking became a phenomenon, the company had to join the revolution or be left in the cold. Thankfully, they chose the former, not the latter.

The convenience of online banking

For those of you who have a full-time job, online banking is a convenient way to perform your daily banking tasks without leaving work. Thankfully, Bank One has set up an easy-to-use feature on their website in order to conduct online banking. With its many services and features available, it has definitely done its homework.

Lets get started

When a consumer wants to pursue online banking with Bank One, they must go into the personal finance section of the website and select the “online services” feature. If you’re already a member, you need to select your user ID and password, which can easily be created from the “Get a User ID” feature.

Enrolling in the online banking program is accomplished in four easy steps:

  1. Select an account (personal, business, etc.)
  2. Verify your account information
  3. Create a user ID and password. We recommends that your information be “unique” in order to prevent a security breech
  4. You must agree to the online banking terms on the website. You should also be prepared to type in your social security number during the process.

Unsure about online banking?

If you’re unsure about online banking, the website provides a useful demo for potential customers in order to get used to the idea of banking online. The demo shows the potential customer how to pay bills online, to view your account, pay off credit card balances, transfer funds, increase their credit limit, and even order new checks.

How it works

The website has online services that are region-specific, so you will be asked to type in your zip code. Different online banking features are available to different areas. Overseas bankers who choose to conduct online banking on the Bank One website will have to type the numbers “99999.” For example, in Philadelphia, you can pay your bills online, view your bank statements, and receive email alerts concerning your account for free.

The bill payment feature is free only if you are officially enrolled in the bank’s online banking program. It also offers direct deposit, a service where your paychecks are deposited directly into your account. That way, your money is readily available on payday.

Your financial information can be managed in either Quicken or Microsoft Money software. The feature is available for easy management of all your online banking services. This software is vital especially if you are involved in numerous online banking programs. Quicken and Microsoft Money will help you organize your accounts and keep track of what you are earning and spending. Budgeting has never been so easy!

Anything else?

Transactions through its online feature are protected by Visa, if you have a Bank One credit card. Another great feature is the ability to view, save, and print your cleared checks for your records. If you have a mortgage loan, it can be monitored through the website as well. For more information on the bank’s online banking feature, call 1-800-482-3675 between the hours of 8AM –10PM (EST).

By Michelle Presbury