About Allstate
Allstate insurance company was founded in 1931 as part of Sears, Roebuck & Co. Today, Allstate provides insurance goods to more than 16 million households and is known for its “You're In Good Hands With Allstate” slogan. It is one of the nation's leading insurers in urban areas and has supported reforms in teen driving education, airbags and seat belts.
Different types of auto insurance from Allstate
- Liability coverage: Liability protects you from damages if you're at fault in a covered accident. People covered typically include you (the policy holder), family members or people living with you when driving your car or another person's car with permission, and other people driving your car with permission. Liability pays legal defense costs, emergency aid, and it pays the people you injured for their property damage, loss of service, bodily injury or death, loss of income and medical services.
- Medical payments coverage: Protects you, covered passengers and covered family members. It provides payment for bodily injury caused by a covered accident, regardless of who was at fault. Covered treatments include x-rays, surgery, ambulance, hospital and funeral expenses.
- Underinsured/uninsured motorist coverage: This type of insurance would cover damages caused by another driver who either does not have insurance or doesn't have enough insurance to cover your damages. It protects the policy holder and covered passengers or family members for bodily injury caused by an uninsured or underinsured driver. It also provides compensation for the damage caused to your vehicle.
- Collision coverage: This type of coverage pays for damage to your car caused by a collision with a tree or another object (such as a telephone pole or booth). It provides for the repair or replacement of your vehicle up to the actual cash value amount. Actual cash value takes into account the age of your car, as well as use and wear and tear.
- Comprehensive coverage: Pays for damage to your car not caused by a collision. This includes theft, vandalism, damage from falling objects, fire, explosions and earthquakes.
Motorcycle options from Allstate
Allstate offers the same types of coverage for drivers with motorcycles. Allstate also offers Guest Passenger Liability Coverage, which protects you from bodily injury to a motorcycle passenger during a covered accident.
Motor home insurance options from Allstate Insurance Company
Motor home insurance options usually cover property in your motor home that may be damaged by fire or lightning, sound system (up to $2,500 of the sound system installed by the manufacturer). There's comprehensive coverage, collision coverage, property damage liability protection (if you or another driver are liable for damage caused to another person's property resulting from an accident), and bodily injury liability protection (if you or another driver are liable for an accident during which another person is injured or killed).
By Virginia Zignego
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